For Sale: Ham Lake MLS# 7072076
Active Contingent
NEW!
$495,000
Condo/Townhome: Detached
3 br • 3 ba • Built 2003
2,942 sqft • 0.09 acres
Anoka-Hennepin schools
MLS# 7072076
Ask the Agent℠
Ask the Agent℠
Thank You!
An agent will be in contact with you soon to answer your question.
Property Description
Welcome to The Cottages of Heritage Oaks, where detached townhome living meets the beauty of nature. Nestled in one of the area’s most desirable neighborhoods, this association-maintained SFH offers the convenience of main-level living with the space and comfort today’s buyers are looking for.
The main level features a spacious primary suite, main-floor laundry, vaulted ceilings, and a stunning 4-season sunroom filled with natural light. Step out onto the large deck and enjoy peaceful views of the association-owned wooded wildlife area right in your backyard.
The finished walkout lower level boasts a large family room that opens to an impressive stamped concrete patio, creating the perfect setting for entertaining, summer BBQs, or simply relaxing while surrounded by nature. Deer, pheasants, turkeys, rabbits, and other wildlife are frequent visitors, making this property feel like a private retreat.
If you’ve been searching for low-maintenance living without sacrificing space, privacy, or scenic views, this is the one. Don’t miss your opportunity to make this exceptional home yours before it’s gone!
Listing
Listing Status:
Active Contingent
Contingency:
Subject to Statutory Rescission
List Price:
$495,000
Price per sq ft:
$168
Property Type:
Condo/Townhome
City:
Ham Lake
Garage Spaces:
3
County:
Anoka
Year Built:
2003
State:
MN
Property Style:
Detached
Zip Code:
55304
Subdivision Name:
Cottages of Heritage Oaks
Interior
Bedrooms:
3
Bathrooms:
3
Finished Area:
2,942 ft2
Total Fireplaces:
1
Living Area:
2,942 ft2
Common Wall:
No
Appliances Included:
- Air-To-Air Exchanger
- Dishwasher
- Dryer
- Exhaust Fan
- Gas Water Heater
- Microwave
- Refrigerator
- Stainless Steel Appliances
- Washer
- Water Filtration System
- Water Osmosis System
- Water Softener Owned
Fireplace Details:
- Gas
- Living Room
Basement Details:
- Block
- Finished
- Full
- Walkout
Exterior
Stories:
One
Garage Spaces:
3
Garage Dimensions:
28x24
Garage Size:
672 ft2
Garage Door Height:
7
Garage Door Width:
16
Air Conditioning:
Central Air
Foundation Size:
1,558 ft2
Fencing:
None
Handicap Accessible:
None
Road Responsibility:
Public Maintained Road
Heating System:
Forced Air
Parking Features:
- Asphalt
- Attached Garage
- Finished Garage
Road Frontage:
- City Street
- Paved Streets
- Storm Sewer
- Street Lights
Exterior Material:
Block
Pool:
None
Roof Details:
- Age 8 Years or Less
- Architectural Shingle
Rooms
1/4 Baths:
None
Full Baths:
3
Half Baths:
None
3/4 Baths:
None
Bathroom Details:
- Full Basement
- Full Primary
- Main Floor Full Bath
- Private Primary
Dining/Kitchen:
Informal Dining Room
Laundry:
- Gas Dryer Hookup
- Laundry Room
- Main Level
| Main Level | Size | Sq Ft |
|---|---|---|
| Deck | 18 x 12 | 216 |
| Dining Room | 13 x 10 | 130 |
| Bedroom | 15 x 14 | 210 |
| Kitchen | 15 x 15 | 225 |
| Laundry | 10 x 10 | 100 |
| Living Room | 16 x 14 | 224 |
| Primary Bathroom | 10 x 9 | 90 |
| Bedroom 2 | 13 x 12 | 156 |
| Sun Room | 10 x 10 | 100 |
| Lower Level | Size | Sq Ft |
|---|---|---|
| Family Room | 27 x 30 | 810 |
| Patio | 22 x 5 | 110 |
| Bedroom 3 | 14 x 12 | 168 |
| Utility Room | — | — |
Lot & Land
Acres:
0.09
Geolocation:
45.222989, -93.22655
Lot Dimensions:
55 x 85
Zoning:
Residential-Single Family
Lot Description:
Zero Lot Line
Schools
School District:
11
District Phone:
7635061000
Financial & Taxes
Tax Year:
2025
Annual Taxes:
$4,125
Lender-owned:
No
Assessment Pending:
No
Taxes w/ Assessments:
$4,125
Association Fee Required:
Yes
Association Fee:
$186
Association Fee Frequency:
Monthly
Association Fee Includes:
- Lawn Care
- Other
- Professional Mgmt
- Sanitation
- Snow Removal
Association Company:
Cottages of Heritage Oaks
Association Company Number:
6128892361
Miscellaneous
Fuel System:
Natural Gas
Sewer System:
- Septic System Compliant - Yes
- Shared Septic
Water System:
Well
Power Company Name:
Connexus Energy
Mortgage Calculator
Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter
the price of the home, your down payment and loan term. Property taxes are based on the last
known value for this property or 0.012 of property
price when data is unavailable. Your interest rate and insurance rates will vary based on
credit score, loan type, etc.
This amortization schedule shows how much of your monthly payment will go towards the principle and how
much will go towards the interest.
| Month | Principal | Interest | P&I | Balance |
|---|---|---|---|---|
| Year | Principal | Interest | P&I | Balance |
Local Home Mortgage Professionals
Eric Bloomstrand
Branch Sales Manager
Fairway Home Mortgage NMLS#274211
612-961-2600
Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
Connect with Eric today to get started with your home purchase!
Listing provided by RMLS,
courtesy of Edina Realty, Inc..
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.